Lucky 9 Rules of Play

The game is dealt like a regular Blackjack style structure where two cards are dealt to the player face up and two cards to the dealer; one card face down and another card facing up. Using the Baccarat numbering system, the object of the game is to have a hand higher than the dealer as close to 9 as possible.


Individual cards are scored as follows:

  1. Aces (A) count as 1.
  2. Tens and face cards count as 0 (zero).
  3. 2 through 9 are counted according to their numerical value.


If the total of the cards is a two digit number, the last digit counts as the value of the hand (For Example: 8 + 5 = 13, the hand value is 3).


Lucky 9 are a two-card total of 9 without any tens or face cards (Examples: Ace and 8, 2 and 7, 3 and 6, 4 and 5) and all pays 3 to 2.

- Lucky 9 ties with a Natural 9 (a 9 plus any tens or face cards).
- Lucky 9 win against all three-card totals of 9.
- A winning Natural 9 pays even money and ties with any hand totals of 9.


Players not dealt a Lucky 9 have the option to Hit a third card or Stand. The players are offered to Split pairs by making a wager equal to the amount of their original wager. Players may split pairs up to three times for a total of four separate hands and will only receive one additional card per hand. A Lucky 9 resulting from a split will be paid even money and ties with the dealers Lucky 9 or three-card totals of 9. Players may not hit on Lucky 9 or Natural 9.


After all the players have acted on their respective hands, the dealer will reveal the down card and hit or stand according to the following rules:


Dealer’s Total Cards Action

0 to 4
5 to 9


The player wins even money if his hand total is closer to 9 than the dealer’s hand total; otherwise the player’s wager is a loss. If the player’s hand ties with the dealer’s hand, the wager is neither paid nor collected. The dealer will automatically win if the player’s three-card total is 0, 1, or 2, regardless of the dealer’s hand total.


Side Bets

Lucky 9 offers two optional side bets; Tie and the Lucky 9 Bonus.
Tie bet is an optional side bet that pays 7 to 1 if both the player’s and dealer’s hands have equal total point value.
Lucky 9 Bonus is another optional side bet that pays if the player’s first two cards plus the dealer’s up card totals 9 points.


Lucky 9 Bonus Payout

Suited 3-3-3
200 to 1
Suited 2-3-4
100 to 1
Any 3-3-3
50 to 1
Any 2-3-4
40 to 1
Suited Total 9
30 to 1
Any Total 9
5 to 1

* Does not apply when playing with a single or double deck of card.


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